Thứ Sáu, 24 tháng 10, 2008
Sexual Reproduction without Men, Gelato, Tea, Time, and YouTube on Mahalo Mondays!
Sexual Reproduction without Men, Gelato, Tea, Time, and YouTube on Mahalo Mondays!
Sexy new look for men! Mahalo Mondays: Makeover Edition
Sexy new look for men! Mahalo Mondays: Makeover Edition
Thứ Ba, 21 tháng 10, 2008
Thứ Bảy, 18 tháng 10, 2008
Anjelah Johnson - Best Vietnamease Nail Lady I ever Seen
Anjelah Johnson - Best Vietnamease Nail Lady I ever Seen
Thứ Sáu, 17 tháng 10, 2008
Thứ Năm, 16 tháng 10, 2008
Thứ Hai, 13 tháng 10, 2008
Thứ Sáu, 10 tháng 10, 2008
Thứ Ba, 7 tháng 10, 2008
Lesson 6a -- Prepositions -- Common Mistakes in English
Lesson 6a -- Prepositions -- Common Mistakes in English
Miss Venezuela is Miss Universe 2008 crown ceremony closed
Miss Venezuela is Miss Universe 2008 crown ceremony closed
Hoa Hậu Hoàn Vũ 2008 tổ cHoa Hậu Hoàn Vũ 2008 tổ chức tại Việt Nam, phần 1hức tại Việt Nam, phần 1
Hoa Hậu Hoàn Vũ 2008 tổ chức tại Việt Nam, phần 1
Thứ Hai, 6 tháng 10, 2008
Thứ Bảy, 4 tháng 10, 2008
Shi Xin Hui - i believe - Amway Singapore rally 2007
Shi Xin Hui - i believe - Amway Singapore rally 2007
The First Founders Crown Ambassador Of Amway Thailand
The First Founders Crown Ambassador Of Amway Thailand
Thứ Hai, 29 tháng 9, 2008
Learning English - Lesson Thirteen ( Grammar! )
In this lesson we look at the hardest part of learning English...GRAMMAR!
In my opinion one of the hardest and also one of the most important parts of English grammar, are tenses. At least in german speaking countries it's always a quite difficult question whether to use past simple or present perfect. Maybe this subject is handled in one of the following lessons, I'm looking forward to it.
Learn English with English, baby! - Cellphones
Marni and Mason are having a conversation when Mason gets a call on his cell phone. The subject quickly changes to the ethics of taking calls when you're doing something else
Learning English -- Lesson Nineteen ( RULES !! )
The nice video Mr.Duncan.That is funny.The Rules is very important but...many rules is a foolishness, many rules is a good.I is a Law abiding but sometimes,not often I can be Law breakers because I hate foolishness rules and fat cops. Thanks for this videos Mr.Duncan. My English is a bad yet,but i am working very hard. Your videos lessons is a very helping me. You are a clever teacher.
Misterduncan Opens His Christmas Gifts
Misterduncan Opens His Christmas Gifts
http://www.youtube.com/watch?v=hIMTlhobUZI&feature=related
http://www.youtube.com/watch?v=hIMTlhobUZI&feature=related
Thứ Bảy, 27 tháng 9, 2008
The Wedding !
Yes, I suppossed it was for your followers in China, because here is more or less the same (except those suits that seem to be from Eaton School or whatever, and of course the lecture during the dinner.) Oh! You forgot to talk about non-traditional and Civil weddings!! What's the matter? Viva Las Vegas!
Misterduncan On Television In China - 2003
http://www.youtube.com/watch?v=MBlX4wMMeIs&feature=related
theginger92 (1 month ago) Show Hide
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My teacher have told me that using words such as: 'I'm, you're, she's, etc' are wrong -- if you want to write proper English. However, I am just a student myself, and I am quite flabbergasted over your skilss of teaching our language. You have such a nice, open, clean accent. I want to become an English teacher myself one day; do you have any recommendation for me, in order to become a splendid English teacher?
Yours Sincerely,
TheGinger92
theginger92 (1 month ago) Show Hide
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My teacher have told me that using words such as: 'I'm, you're, she's, etc' are wrong -- if you want to write proper English. However, I am just a student myself, and I am quite flabbergasted over your skilss of teaching our language. You have such a nice, open, clean accent. I want to become an English teacher myself one day; do you have any recommendation for me, in order to become a splendid English teacher?
Yours Sincerely,
TheGinger92
Misterduncan - Chinese Take-away
Mr duncan, i like your video, but when i watch some videos, i found some of them have no caption, maybe my listening is not very good so i wish you can add cation from now on,ok? thank you . and i am sure my listening level can be improved by your help
BBC learning english vegetables
BBC learning english vegetables
good work man,, keep it up and dont worry about the hot potatoes in life,, you and me are just like two peas in a pod,, so belive in the carrot and stick apporach and do wonders,, in life,,
Thứ Năm, 25 tháng 9, 2008
Learning English -- Lesson Twenty Eight-(Intonation)
Hi, I really enjoy your lessons. I think they are the most colorful and live among other ESL stuff in youtube. Keep up.
Learning English - Lesson Thirty Seven ( Fashion )
hello, Mr Duncan! it's anna from poland today!I love your lessons so much!I have a question - have you ever prepared the lesson on banking? I haven"t found any. if not, is it possible for you to do that please? I"ll be looking forward to such subject anyway and will be grateful if you follow my request. kissess from your fan from warsaw:))
Thứ Ba, 23 tháng 9, 2008
Learning English - Lesson Twenty Two ( The Way You Feel )
Learning English - Lesson Twenty Two ( The Way You Feel )
Hi..You can say..."That's a shame" or "It's a shame" or "That's too bad or "It's too bad"...or "That's terrible" or "It's terrible" You may find using "That's" is better for showing a shocked reaction. (Misterduncan)
Learning English - Lesson Twenty Six ( on and off )
Learning English - Lesson Twenty Six ( on and off )
Learning English - Lesson Twenty Seven ( Noun/Verb )
hello monsieur duncun we two sisters from morocco .we so glad to watch your videos and we always following them.thank you for your effort to make poeple learning english that s very owesome!! say helo for us thanksss.
Bush team, Congress haggle over $700B bailout
WASHINGTON - Strapped homeowners could get government help renegotiating their mortgages as part of the $700 billion financial bailout legislation taking shape in Congress.
ADVERTISEMENT
Congressional leaders and the Bush administration are haggling over details of the massive rescue plan, including Democrats' demand that executives at failing financial firms that receive the government help can't get "golden parachutes" on their way out the door.
Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke, the architects of the bailout, were expected to face tough questions at a hearing Tuesday from lawmakers in both parties about the eye-popping cost, how the rescue would work and how taxpayers would be affected.
Paulson was in talks with Democrats about their proposal that the government be able to purchase equity in faltering companies as part of the plan, so taxpayers could benefit from future profits.
The administration is balking at another key Democratic demand: allowing judges to rewrite bankrupt homeowners' mortgages so they could avoid foreclosure.
Congressional aides said the House could act on a bill Wednesday or Thursday, with the Senate following soon thereafter.
"We have gotten closer," Rep. Barney Frank, D-Mass., the House Financial Services Committee chairman, said late Monday. "We're not there yet."
Still, lawmakers on both the right and left already were assailing the deal-in-progress.
Sen. Richard Shelby of Alabama, the top Republican on the Senate Banking Committee, blasted the emerging plan as "neither workable nor comprehensive."
"In my judgment, it would be foolish to waste massive sums of taxpayer funds testing an idea that has been hastily crafted and may actually cause the government to revert to an inadequate strategy of ad hoc bailouts," Shelby said.
Lawmakers on both extremes of the political spectrum assailed the plan as a massive, poorly conceived bailout. Conservative House Republicans and liberal House Democrats both huddled privately Monday to express their concerns, and they were drafting their own legislative alternatives.
The emergency legislation would give the government broad power to buy up devalued assets from troubled financial firms in a bid to unlock the flow of credit and stabilize badly shaken markets in the United States and around the globe.
In an expansion of its original proposal, the Bush administration is asking for broad power to buy up virtually any kind of bad asset — including credit card debt or car loans — from any financial institution in the U.S. or abroad in order to stabilize markets.
Frank said he and Paulson had agreed to create a congressional oversight board as part of the bailout and to require that the government come up with a plan to avoid foreclosures on any mortgages it acquires in the rescue. A government official with knowledge of the talks confirmed the administration backs those provisions.
There still were divisions on which tottering financial firms would be helped and what kind of assets the government could buy as part of the bailout.
Lawmakers in both parties appeared to be coalescing around the idea that executive compensation limits should be part of the bailout, although Paulson says he is concerned that such curbs would discourage companies from participating.
Investors were uncertain just how successful the administration's plan would be in unfreezing credit markets, which many businesses depend on to fund day-to-day operations, and for propping up the still-weak housing market.
ADVERTISEMENT
Congressional leaders and the Bush administration are haggling over details of the massive rescue plan, including Democrats' demand that executives at failing financial firms that receive the government help can't get "golden parachutes" on their way out the door.
Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke, the architects of the bailout, were expected to face tough questions at a hearing Tuesday from lawmakers in both parties about the eye-popping cost, how the rescue would work and how taxpayers would be affected.
Paulson was in talks with Democrats about their proposal that the government be able to purchase equity in faltering companies as part of the plan, so taxpayers could benefit from future profits.
The administration is balking at another key Democratic demand: allowing judges to rewrite bankrupt homeowners' mortgages so they could avoid foreclosure.
Congressional aides said the House could act on a bill Wednesday or Thursday, with the Senate following soon thereafter.
"We have gotten closer," Rep. Barney Frank, D-Mass., the House Financial Services Committee chairman, said late Monday. "We're not there yet."
Still, lawmakers on both the right and left already were assailing the deal-in-progress.
Sen. Richard Shelby of Alabama, the top Republican on the Senate Banking Committee, blasted the emerging plan as "neither workable nor comprehensive."
"In my judgment, it would be foolish to waste massive sums of taxpayer funds testing an idea that has been hastily crafted and may actually cause the government to revert to an inadequate strategy of ad hoc bailouts," Shelby said.
Lawmakers on both extremes of the political spectrum assailed the plan as a massive, poorly conceived bailout. Conservative House Republicans and liberal House Democrats both huddled privately Monday to express their concerns, and they were drafting their own legislative alternatives.
The emergency legislation would give the government broad power to buy up devalued assets from troubled financial firms in a bid to unlock the flow of credit and stabilize badly shaken markets in the United States and around the globe.
In an expansion of its original proposal, the Bush administration is asking for broad power to buy up virtually any kind of bad asset — including credit card debt or car loans — from any financial institution in the U.S. or abroad in order to stabilize markets.
Frank said he and Paulson had agreed to create a congressional oversight board as part of the bailout and to require that the government come up with a plan to avoid foreclosures on any mortgages it acquires in the rescue. A government official with knowledge of the talks confirmed the administration backs those provisions.
There still were divisions on which tottering financial firms would be helped and what kind of assets the government could buy as part of the bailout.
Lawmakers in both parties appeared to be coalescing around the idea that executive compensation limits should be part of the bailout, although Paulson says he is concerned that such curbs would discourage companies from participating.
Investors were uncertain just how successful the administration's plan would be in unfreezing credit markets, which many businesses depend on to fund day-to-day operations, and for propping up the still-weak housing market.
Learning English- Lesson Thirty Four (Political Correctness)
It's not around to stay by the way.
People globally are getting more and more tired of it and with cultural changes so will the language change, i.e when less naive cultures become the majority culture in the west, pc wont be respected as these obsessions over these isms and fears of consequences are quite unique to us.
The PC or cultural-marxist culture actually lose when it claim it's winning or here to remain status-quo, which is a silly idea being that PC was a method for revolution.
Baby Starlings (Fledglings)
Baby Starlings (Fledglings)
birds are very important things, they gave us the hope that one day we could fly, and that changed the whole world. i'm am from Brazil, i'm proud to say that a brazilian invented our own fantastic birds, and now, as a miracle, we can fly. Do you belive in miracle. We brazilians do bilive in miracles!
Thứ Hai, 22 tháng 9, 2008
Learning English -- Lesson Fifteen (SLANG)
one of my favorite slang words is "sick". A friend and I were looking at the sketchbook of a newer student in art class and told them their drawings were sick! and he got really offended- he didn't know that when we "sick" we meant really good or awesome! HILARIOUS!
Learning English -- Lesson Nine ( F A M E )
Hi Mister Duncan!
My name is Giosi and I write you from Rome (Italy)...you are a very funny person, I like you very much, I believe you are an actor, an entertainer, a dancer...beautiful brown glasses,you have an artistic talent inside you...but also a great teacher! bye bye 4 now, I hope to improve my english following your courses!
Misterduncan's Birthday Message
Happy birthday mister Duncan:))) and I wanted to thank you so much!!!You are the greatest teacher ever!!! You helped me prepare for TOEFL test with your videos and I passed it very well:))) THANK you and I wish that all your dreams would come trueth:)!
How Stocks and the Stock Market Work
How Stocks and the Stock Market Work
1.Introduction to How Stocks and the Stock Market Work
The stock market appears in the news every day. You hear about it any time it reaches a new high or a new low, and you also hear about it daily in statements like "The Dow Jones Industrial Average rose 2 percent today, with advances leading declines by a margin of..."
Obviously, stocks and the stock market are important, but you may find that you know very little about them. What is a stock? What is a stock market? Why do we need a stock market? Where does the stock come from to begin with, and why do people want to buy and sell it? If you have questions like these, then this article will open your eyes to a whole new world!
Determining Value
3.Let's say that you want to start a business, and you decide to open a restaurant. You go out and buy a building, buy all the kitchen equipment, tables and chairs that you need, buy your supplies and hire your cooks, servers, etc. You advertise and open your doors.
Let's say that:
* You spend $500,000 buying the building and the equipment.
* In the first year, you spend $250,000 on supplies, food and the payroll for your employees.
* At the end of your first year, you add up all of the money you have received from customers and find that your total income is $300,000.
Since you have made $300,000 and paid out the $250,000 for expenses, your net profit is:
$300,000 (income) - $250,000 (expense) = $50,000 (profit)
At the end of the second year, you bring in $325,000 and your expenses remain the same, for a net profit of $75,000. At this point, you decide that you want to sell the business. What is it worth?
One way to look at it is to say that the business is "worth" $500,000. If you close the restaurant, you can sell the building, the equipment and everything else and get $500,000. This is a simplification, of course -- the building probably went up in value, and the equipment went down because it is now used. Let's just say that things balance out to $500,000. This is the asset value, or book value, of the business -- the value of all of the business's assets if you sold them outright today.
But what if you keep it going? Read on to find out.
2.Selling Shares
Selling Shares
If you keep the restaurant going, it will probably make at least $75,000 this year -- you know that from your history with the business. Therefore, you can think of the restaurant as an investment that will pay out something like $75,000 in interest every year. Looking at it that way, someone might be willing to pay $750,000 for the restaurant, as a $75,000 return per year on a $750,000 investment represents a 10-percent rate of return. Someone might even be willing to pay $1,500,000, which represents a 5-percent rate of return, or more if he or she thought that the restaurant's income would grow and increase earnings over time at a rate faster than the rate of inflation.
The restaurant's owner, therefore, will set the price accordingly. You might price the restaurant at $1,500,000. What if 10 people come to you and say, "Wow, I would like to buy your restaurant but I don't have $1,500,000." You might want to somehow divide your restaurant into 10 equal pieces and sell each piece for $150,000. In other words, you might sell shares in the restaurant. Then, each person who bought a share would receive one-tenth of the profits at the end of the year, and each person would have one out of 10 votes in any business decisions. Or, you might divide ownership up into 1,500 shares and sell each share for $1,000 to make the price something that more people could afford. Or, you might divide ownership up into 3,000 shares, keep 1,500 for yourself, and sell the remaining shares for $500 each. That way, you retain a majority of the shares (and therefore the votes) and remain in control of the restaurant while sharing the profit with other people. In the meantime, you get to put $750,000 in the bank when you sell the 1,500 shares to other people.
Stock, at its core, is really that simple. It represents ownership of a company's assets and profits. A dividend on a share of stock represents that share's portion of the company's profits, generally dispersed yearly. If the restaurant has 10 owners, each owning one share of stock, and the restaurant makes $75,000 in profit during the year, then each owner gets a dividend of $7,500. A large company like IBM has millions of shares of stock outstanding -- about 1.7 billion in February 2004 (see Quicken: International Business Machines for details). In this case, the total profits of the company are divided by 1.7 billion and sent to the shareholders as dividends.
One measure of the value of a company, at least as far as investors are concerned, is the product of the number of outstanding shares multiplied by the share price. This value is called the capitalization of the company.
3.
3.A Stock Exchange
If I am a private citizen who owns a restaurant, and I am selling my restaurant stock to other private citizens in the community, I might do the whole transaction by word-of-mouth, or by placing an ad in the newspaper. This makes selling the stock easy for me. However, it creates a problem down the line for investors who want to sell their stock in the restaurant. The seller has to go out and find a buyer, which can be hard. A "stock market" solves this problem.
Stocks in publicly traded companies are bought and sold at a stock market (also known as a stock exchange). The New York Stock Exchange (NYSE) is an example of such a market. In your neighborhood, you have a "supermarket" that sells food. The reason you go the supermarket is because you can go to one place and buy all of the different types of food that you need in one stop -- it's a lot more convenient than driving around to the butcher, the dairy farmer, the baker, etc. The NYSE is a supermarket for stocks. The NYSE can be thought of as a big room where everyone who wants to buy and sell shares of stocks can go to do their buying and selling.
The exchange makes buying and selling easy. You don't have to actually travel to New York to visit the New York Stock Exchange -- you can call a stock broker who does business with the NYSE, and he or she will go to the NYSE on your behalf to buy or sell your stock. If the exchange did not exist, buying or selling stock would be a lot harder. You would have to place a classified ad in the newspaper, wait for a call and haggle on a price whenever you wanted to sell stock. With an exchange in place, you can buy and sell shares instantly.
The stock exchange has an interesting side effect. Because all the buying and selling is concentrated in one place, it allows the price of a stock to be known every second of the day. Therefore, investors can watch as a stock's price fluctuates based on news from the company, media reports, national economic news and lots of other factors. Buyers and sellers take all of these factors into account. So, for example, when the FAA (Federal Aviation Administration) shut down the company ValuJet for a month in June 1996, the value of the stock plummeted. Investors could not be sure that the airline represented a going concern and began selling, driving the price down. The asset value of the company acted as a floor on the share price.
The price of a stock also reflects the dividend that the stock pays, the projected earnings of the company in the future, the price of tea in China (especially Lipton stock) and so on.
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3.
Corporations
Any business that wants to sell shares of stock to a number of different people does so by turning itself into a corporation. The process of turning a business into a corporation is called incorporating.
If you start a restaurant by taking your own money to buy the building and the equipment, then what you have done is formed a sole proprietorship. You own the entire restaurant yourself -- you get to make all of the decisions and you keep all of the profit. If three people pool their money together and start a restaurant as a team, what they have done is formed a partnership. The three people own the restaurant themselves, sharing the profit and decision-making.
A corporation is different, and it is a pretty interesting concept. A corporation is a "virtual person." That is, a corporation is registered with the government, it has a social security number (known as a federal tax ID number), it can own property, it can go to court to sue people, it can be sued and it can make contracts. By definition, a corporation has stock that can be bought and sold, and all of the owners of the corporation hold shares of stock in the corporation to represent their ownership. One incredibly interesting characteristic of this "virtual person" is that it has an indefinite and potentially infinite life span.
There is a whole body of law that controls corporations -- these laws are in place to protect the shareholders and the public. These laws control a number of things about how a corporation operates and is organized. For example, every corporation has a board of directors (if all of the shares of a corporation are owned by one person, then that one person can decide that there will only be one person on the board of directors, but there is still a board). The shareholders in the company meet every year to vote on the people for the board. The board of directors makes the decisions for the company. It hires the officers (the president and other major officers of the company), makes the company's decisions and sets the company's policies. The board of directors can be thought of as the brain of the virtual person.
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4.Shareholders
From this description, you can see that a corporation has a group of owners -- the shareholders. The owners elect a board of directors to make the company's major decisions. The owners of a corporation become owners by buying shares of stock in the corporation. The board of directors decides how many total shares there will be. For example, a company might have one million shares of stock. The company can either be privately held or publicly held. In a privately held company, the shares of stock are owned by a small number of people who probably all know one another. They buy and sell their shares amongst themselves. A publicly held company is owned by thousands of people who trade their shares on a public stock exchange.
One of the big reasons why corporations exist is to create a structure for collecting lots of investment dollars in a business. Let's say that you would like to start your own airline. Most people cannot do this, because an airplane costs millions of dollars. An airline needs a whole fleet of planes and other equipment, plus it has to hire a lot of employees. A person who wants to start an airline will therefore form a corporation and sell stock in order to collect the money needed to get started.
A corporation is an easy way to gather large quantities of investment capital -- money from investors. When a corporation first sells stock to the public, it does so in an IPO (Initial Public Offering). The company might sell one million shares of stock at $20 a share to raise $20 million very quickly (that is a simplification -- the brokerage house in charge of the IPO will extract its fee from the $20 million, but let's ignore that here). The company then invests the $20 million in equipment and employees. The investors (the shareholders who bought the $20 million in stock) hope that with the equipment and employees, the company will make a profit and pay a dividend.
Another reason that corporations exist is to limit the liability of the owners to some extent. If the corporation gets sued, it is the corporation that pays the settlement. The corporation may go out of business, but that is the worst that can happen. If you are a sole proprietor who owns a restaurant and the restaurant gets sued, you are the one who is being sued. "You" and "the restaurant" are the same thing. If you lose the suit then you, personally, can lose everything you own in the process.
6.
Stock Prices
Let's say that a new corporation is created and in its IPO it raises $20 million by selling one million shares for $20 a share. The corporation buys its equipment and hires its employees with that money. In the first year, when all the income and expenses are added up, the company makes a profit of $1 million. The board of directors of the company can decide to do a number of things with that $1 million:
* It could put it in the bank and save it for a rainy day.
* It could decide to give all of the profits to its shareholders, so it would declare a dividend of $1 per share.
* It could use the money to buy more equipment and hire more employees to expand the company.
* It could pick some combination of these three options.
If a company traditionally pays out most its profits to its shareholders, it is generally called an income stock. The shareholders get income from the company's profits. If the company puts most of the money back into the business, it is called a growth stock. The company is trying to grow larger by increasing the amount of equipment and the number of people who run it.
Stock Prices: Income vs. Growth
The price of an income stock tends to stay fairly flat. That is, from year to year, the price of the stock tends to remain about the same unless profits (and therefore dividends) go up. People are getting their money each year and the business is not growing. This would be the case for stock in a single restaurant that distributes all of its profits to the shareholders each year.
Let's say that the single restaurant decides, for several years, to save its profits, and eventually it opens a second restaurant. That is the behavior of a growth company. The value of the stock rises because, when the second restaurant opens, there is twice as much equipment and twice as much profit being earned by the company. In a growth stock, the shareholders do not get a yearly dividend, but they own a company whose value is increasing. Therefore, the shareholders can get more money when they sell their shares -- someone buying the stock would see the increasing book value of the company (the value of the buildings, equipment, etc.) and the increasing profit that the company is earning and, based on these factors, pay a higher price for the stock.
In a publicly traded company, all of the financial information about the company is public. The Securities and Exchange Commission (SEC) is in charge of collecting this information and making it available to investors. Shareholders also use a number of other indicators to determine how much a stock is worth. One simple indicator is the price/earnings ratio. This is the price of the stock divided by the earnings per share. There are all sorts of indicators like these, as well as a great deal of other financial information available on any stock. You can look up all of it on the Web in thousands of different places -- see the links at the end of this article for details.
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7.Stock Averages and Brokers
Every day on the news you hear about the Dow Jones Industrial Average, and other averages like the S&P 500 or The Russell 2000. These are broad market averages designed to tell you how companies traded on the stock market are doing in general. For example, the Dow Jones Industrial Average is simply the average value of 30 large, industrial stocks. Big companies like General Motors, Goodyear, IBM and Exxon are the companies that make up this index. The S&P 500 is the average value of 500 large companies. The Russel 2000 index averages the values of 2,000 smaller companies.
Wall Street's bronze bull
Wall Street's bronze bull, by Arturo De Modica, located at the northern tip of Bowling Green
What these averages tell you is the general health of stock prices as a whole. If the economy is "doing well," then the prices of stocks as a group tend to rise in what is referred to as a "bull market." If it is "doing poorly," prices as a group tend to fall in what is called a "bear market." The averages reveal these tendencies in the market as a whole.
There are three big stock exchanges in the United States:
* NYSE - New York Stock Exchange
* AMEX - American Stock Exchange
* NASDAQ - National Association of Securities Dealers
A company "lists" its stock on an exchange. For example, the NYSE has about 3,000 companies listed. According to the NYSE:
At the end of November, 1998, there were 3,104 companies with stock listed on the NYSE. These companies had over 236 billion shares worth a total of $10.1 trillion available for trading on the Exchange, giving the NYSE the world's largest market capitalization (in global market-value terms, the total global value of the NYSE-listed companies exceeded $12.8 trillion).
Anyone who wants to buy or sell stock in any of these 3,000 or so companies goes to the New York Stock Exchange to do it.
Of course, no one wants to fly to New York to buy or sell their shares. A person therefore calls a stock broker in a firm that is authorized to trade at the exchange. There are dozens of such brokerage houses, including such familiar names as Merrill Lynch, Charles Schwab and Morgan Stanley. When you call up a broker at one of these companies, he or she relays your trade to the floor of the appropriate exchange, and a representative of the company (or, more commonly, a computer representing the company) makes the trade on your behalf. You pay the broker a commission (generally $10 to $100 per trade, depending on the broker) to provide this service to you. Today, you can also trade stock online -- see this page to learn more.
Stocks that are not listed on an exchange are sold Over The Counter (OTC). OTC stocks are generally in smaller, riskier companies. Usually, an OTC stock is stock in a company that does not meet the requirements of an exchange.
For lots more information on stock, the stock market and related topics, check out the links on the next page.
( Selected by http://money.howstuffworks.com )
1.Introduction to How Stocks and the Stock Market Work
The stock market appears in the news every day. You hear about it any time it reaches a new high or a new low, and you also hear about it daily in statements like "The Dow Jones Industrial Average rose 2 percent today, with advances leading declines by a margin of..."
Obviously, stocks and the stock market are important, but you may find that you know very little about them. What is a stock? What is a stock market? Why do we need a stock market? Where does the stock come from to begin with, and why do people want to buy and sell it? If you have questions like these, then this article will open your eyes to a whole new world!
Determining Value
3.Let's say that you want to start a business, and you decide to open a restaurant. You go out and buy a building, buy all the kitchen equipment, tables and chairs that you need, buy your supplies and hire your cooks, servers, etc. You advertise and open your doors.
Let's say that:
* You spend $500,000 buying the building and the equipment.
* In the first year, you spend $250,000 on supplies, food and the payroll for your employees.
* At the end of your first year, you add up all of the money you have received from customers and find that your total income is $300,000.
Since you have made $300,000 and paid out the $250,000 for expenses, your net profit is:
$300,000 (income) - $250,000 (expense) = $50,000 (profit)
At the end of the second year, you bring in $325,000 and your expenses remain the same, for a net profit of $75,000. At this point, you decide that you want to sell the business. What is it worth?
One way to look at it is to say that the business is "worth" $500,000. If you close the restaurant, you can sell the building, the equipment and everything else and get $500,000. This is a simplification, of course -- the building probably went up in value, and the equipment went down because it is now used. Let's just say that things balance out to $500,000. This is the asset value, or book value, of the business -- the value of all of the business's assets if you sold them outright today.
But what if you keep it going? Read on to find out.
2.Selling Shares
Selling Shares
If you keep the restaurant going, it will probably make at least $75,000 this year -- you know that from your history with the business. Therefore, you can think of the restaurant as an investment that will pay out something like $75,000 in interest every year. Looking at it that way, someone might be willing to pay $750,000 for the restaurant, as a $75,000 return per year on a $750,000 investment represents a 10-percent rate of return. Someone might even be willing to pay $1,500,000, which represents a 5-percent rate of return, or more if he or she thought that the restaurant's income would grow and increase earnings over time at a rate faster than the rate of inflation.
The restaurant's owner, therefore, will set the price accordingly. You might price the restaurant at $1,500,000. What if 10 people come to you and say, "Wow, I would like to buy your restaurant but I don't have $1,500,000." You might want to somehow divide your restaurant into 10 equal pieces and sell each piece for $150,000. In other words, you might sell shares in the restaurant. Then, each person who bought a share would receive one-tenth of the profits at the end of the year, and each person would have one out of 10 votes in any business decisions. Or, you might divide ownership up into 1,500 shares and sell each share for $1,000 to make the price something that more people could afford. Or, you might divide ownership up into 3,000 shares, keep 1,500 for yourself, and sell the remaining shares for $500 each. That way, you retain a majority of the shares (and therefore the votes) and remain in control of the restaurant while sharing the profit with other people. In the meantime, you get to put $750,000 in the bank when you sell the 1,500 shares to other people.
Stock, at its core, is really that simple. It represents ownership of a company's assets and profits. A dividend on a share of stock represents that share's portion of the company's profits, generally dispersed yearly. If the restaurant has 10 owners, each owning one share of stock, and the restaurant makes $75,000 in profit during the year, then each owner gets a dividend of $7,500. A large company like IBM has millions of shares of stock outstanding -- about 1.7 billion in February 2004 (see Quicken: International Business Machines for details). In this case, the total profits of the company are divided by 1.7 billion and sent to the shareholders as dividends.
One measure of the value of a company, at least as far as investors are concerned, is the product of the number of outstanding shares multiplied by the share price. This value is called the capitalization of the company.
3.
3.A Stock Exchange
If I am a private citizen who owns a restaurant, and I am selling my restaurant stock to other private citizens in the community, I might do the whole transaction by word-of-mouth, or by placing an ad in the newspaper. This makes selling the stock easy for me. However, it creates a problem down the line for investors who want to sell their stock in the restaurant. The seller has to go out and find a buyer, which can be hard. A "stock market" solves this problem.
Stocks in publicly traded companies are bought and sold at a stock market (also known as a stock exchange). The New York Stock Exchange (NYSE) is an example of such a market. In your neighborhood, you have a "supermarket" that sells food. The reason you go the supermarket is because you can go to one place and buy all of the different types of food that you need in one stop -- it's a lot more convenient than driving around to the butcher, the dairy farmer, the baker, etc. The NYSE is a supermarket for stocks. The NYSE can be thought of as a big room where everyone who wants to buy and sell shares of stocks can go to do their buying and selling.
The exchange makes buying and selling easy. You don't have to actually travel to New York to visit the New York Stock Exchange -- you can call a stock broker who does business with the NYSE, and he or she will go to the NYSE on your behalf to buy or sell your stock. If the exchange did not exist, buying or selling stock would be a lot harder. You would have to place a classified ad in the newspaper, wait for a call and haggle on a price whenever you wanted to sell stock. With an exchange in place, you can buy and sell shares instantly.
The stock exchange has an interesting side effect. Because all the buying and selling is concentrated in one place, it allows the price of a stock to be known every second of the day. Therefore, investors can watch as a stock's price fluctuates based on news from the company, media reports, national economic news and lots of other factors. Buyers and sellers take all of these factors into account. So, for example, when the FAA (Federal Aviation Administration) shut down the company ValuJet for a month in June 1996, the value of the stock plummeted. Investors could not be sure that the airline represented a going concern and began selling, driving the price down. The asset value of the company acted as a floor on the share price.
The price of a stock also reflects the dividend that the stock pays, the projected earnings of the company in the future, the price of tea in China (especially Lipton stock) and so on.
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3.
Corporations
Any business that wants to sell shares of stock to a number of different people does so by turning itself into a corporation. The process of turning a business into a corporation is called incorporating.
If you start a restaurant by taking your own money to buy the building and the equipment, then what you have done is formed a sole proprietorship. You own the entire restaurant yourself -- you get to make all of the decisions and you keep all of the profit. If three people pool their money together and start a restaurant as a team, what they have done is formed a partnership. The three people own the restaurant themselves, sharing the profit and decision-making.
A corporation is different, and it is a pretty interesting concept. A corporation is a "virtual person." That is, a corporation is registered with the government, it has a social security number (known as a federal tax ID number), it can own property, it can go to court to sue people, it can be sued and it can make contracts. By definition, a corporation has stock that can be bought and sold, and all of the owners of the corporation hold shares of stock in the corporation to represent their ownership. One incredibly interesting characteristic of this "virtual person" is that it has an indefinite and potentially infinite life span.
There is a whole body of law that controls corporations -- these laws are in place to protect the shareholders and the public. These laws control a number of things about how a corporation operates and is organized. For example, every corporation has a board of directors (if all of the shares of a corporation are owned by one person, then that one person can decide that there will only be one person on the board of directors, but there is still a board). The shareholders in the company meet every year to vote on the people for the board. The board of directors makes the decisions for the company. It hires the officers (the president and other major officers of the company), makes the company's decisions and sets the company's policies. The board of directors can be thought of as the brain of the virtual person.
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4.Shareholders
From this description, you can see that a corporation has a group of owners -- the shareholders. The owners elect a board of directors to make the company's major decisions. The owners of a corporation become owners by buying shares of stock in the corporation. The board of directors decides how many total shares there will be. For example, a company might have one million shares of stock. The company can either be privately held or publicly held. In a privately held company, the shares of stock are owned by a small number of people who probably all know one another. They buy and sell their shares amongst themselves. A publicly held company is owned by thousands of people who trade their shares on a public stock exchange.
One of the big reasons why corporations exist is to create a structure for collecting lots of investment dollars in a business. Let's say that you would like to start your own airline. Most people cannot do this, because an airplane costs millions of dollars. An airline needs a whole fleet of planes and other equipment, plus it has to hire a lot of employees. A person who wants to start an airline will therefore form a corporation and sell stock in order to collect the money needed to get started.
A corporation is an easy way to gather large quantities of investment capital -- money from investors. When a corporation first sells stock to the public, it does so in an IPO (Initial Public Offering). The company might sell one million shares of stock at $20 a share to raise $20 million very quickly (that is a simplification -- the brokerage house in charge of the IPO will extract its fee from the $20 million, but let's ignore that here). The company then invests the $20 million in equipment and employees. The investors (the shareholders who bought the $20 million in stock) hope that with the equipment and employees, the company will make a profit and pay a dividend.
Another reason that corporations exist is to limit the liability of the owners to some extent. If the corporation gets sued, it is the corporation that pays the settlement. The corporation may go out of business, but that is the worst that can happen. If you are a sole proprietor who owns a restaurant and the restaurant gets sued, you are the one who is being sued. "You" and "the restaurant" are the same thing. If you lose the suit then you, personally, can lose everything you own in the process.
6.
Stock Prices
Let's say that a new corporation is created and in its IPO it raises $20 million by selling one million shares for $20 a share. The corporation buys its equipment and hires its employees with that money. In the first year, when all the income and expenses are added up, the company makes a profit of $1 million. The board of directors of the company can decide to do a number of things with that $1 million:
* It could put it in the bank and save it for a rainy day.
* It could decide to give all of the profits to its shareholders, so it would declare a dividend of $1 per share.
* It could use the money to buy more equipment and hire more employees to expand the company.
* It could pick some combination of these three options.
If a company traditionally pays out most its profits to its shareholders, it is generally called an income stock. The shareholders get income from the company's profits. If the company puts most of the money back into the business, it is called a growth stock. The company is trying to grow larger by increasing the amount of equipment and the number of people who run it.
Stock Prices: Income vs. Growth
The price of an income stock tends to stay fairly flat. That is, from year to year, the price of the stock tends to remain about the same unless profits (and therefore dividends) go up. People are getting their money each year and the business is not growing. This would be the case for stock in a single restaurant that distributes all of its profits to the shareholders each year.
Let's say that the single restaurant decides, for several years, to save its profits, and eventually it opens a second restaurant. That is the behavior of a growth company. The value of the stock rises because, when the second restaurant opens, there is twice as much equipment and twice as much profit being earned by the company. In a growth stock, the shareholders do not get a yearly dividend, but they own a company whose value is increasing. Therefore, the shareholders can get more money when they sell their shares -- someone buying the stock would see the increasing book value of the company (the value of the buildings, equipment, etc.) and the increasing profit that the company is earning and, based on these factors, pay a higher price for the stock.
In a publicly traded company, all of the financial information about the company is public. The Securities and Exchange Commission (SEC) is in charge of collecting this information and making it available to investors. Shareholders also use a number of other indicators to determine how much a stock is worth. One simple indicator is the price/earnings ratio. This is the price of the stock divided by the earnings per share. There are all sorts of indicators like these, as well as a great deal of other financial information available on any stock. You can look up all of it on the Web in thousands of different places -- see the links at the end of this article for details.
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7.Stock Averages and Brokers
Every day on the news you hear about the Dow Jones Industrial Average, and other averages like the S&P 500 or The Russell 2000. These are broad market averages designed to tell you how companies traded on the stock market are doing in general. For example, the Dow Jones Industrial Average is simply the average value of 30 large, industrial stocks. Big companies like General Motors, Goodyear, IBM and Exxon are the companies that make up this index. The S&P 500 is the average value of 500 large companies. The Russel 2000 index averages the values of 2,000 smaller companies.
Wall Street's bronze bull
Wall Street's bronze bull, by Arturo De Modica, located at the northern tip of Bowling Green
What these averages tell you is the general health of stock prices as a whole. If the economy is "doing well," then the prices of stocks as a group tend to rise in what is referred to as a "bull market." If it is "doing poorly," prices as a group tend to fall in what is called a "bear market." The averages reveal these tendencies in the market as a whole.
There are three big stock exchanges in the United States:
* NYSE - New York Stock Exchange
* AMEX - American Stock Exchange
* NASDAQ - National Association of Securities Dealers
A company "lists" its stock on an exchange. For example, the NYSE has about 3,000 companies listed. According to the NYSE:
At the end of November, 1998, there were 3,104 companies with stock listed on the NYSE. These companies had over 236 billion shares worth a total of $10.1 trillion available for trading on the Exchange, giving the NYSE the world's largest market capitalization (in global market-value terms, the total global value of the NYSE-listed companies exceeded $12.8 trillion).
Anyone who wants to buy or sell stock in any of these 3,000 or so companies goes to the New York Stock Exchange to do it.
Of course, no one wants to fly to New York to buy or sell their shares. A person therefore calls a stock broker in a firm that is authorized to trade at the exchange. There are dozens of such brokerage houses, including such familiar names as Merrill Lynch, Charles Schwab and Morgan Stanley. When you call up a broker at one of these companies, he or she relays your trade to the floor of the appropriate exchange, and a representative of the company (or, more commonly, a computer representing the company) makes the trade on your behalf. You pay the broker a commission (generally $10 to $100 per trade, depending on the broker) to provide this service to you. Today, you can also trade stock online -- see this page to learn more.
Stocks that are not listed on an exchange are sold Over The Counter (OTC). OTC stocks are generally in smaller, riskier companies. Usually, an OTC stock is stock in a company that does not meet the requirements of an exchange.
For lots more information on stock, the stock market and related topics, check out the links on the next page.
( Selected by http://money.howstuffworks.com )
Learning English -- Lesson Sixteen ( Technology )
hello misterduncan I like very much your english lessons I enjoy them very much you are a very creative teacher. English is very difficult for me, so I would like you to speak slower. I like more the first lessons. Thank you very very much. Mexico
Learning English - Lesson Thirteen ( Grammar! )
Misterducan will teach for us about verb,noun......
In my opinion one of the hardest and also one of the most important parts of English grammar, are tenses. At least in german speaking countries it's always a quite difficult question whether to use past simple or present perfect. Maybe this subject is handled in one of the following lessons, I'm looking forward to it.
Take That：how deep is your love
Đăng bởi: Marcis
I know your eyes in the morning sun
I feel you touch me in the pouring rain
And the moment that you wander far from me
I wanna feel you in my arms again
And you come to me on a summer breeze
Keep me warm with your love then you softly leave
And it's me you need to show
* How deep is your love
I really mean to learn
'Cause we're living in a world of fools,
breaking us down
When they all should let us be,
we belong to you and me
I belive in you,
you know the door to my very soul
You're the light in my deepest darkest hour
You're my savior when I fall (when I fall)
** And you may not think I care for you
When you know down inside that I really do
And it's me you need to show
..........................
............................
Anh cảm nhận được ánh mắt của em bừng sáng trong buổi bình minh
Anh cảm nhận được em chạm nhẹ vào anh dưới cơn mưa
Và giây phút em lang thang xa dần anh
Anh muốn được trong vòng tay em lần nữa
Và em đến bên anh vào một ngày hè lộng gió
Sưởi ấm trong tình yêu của em
Rồi em nhẹ nhàng ra đi
Tình yêu của em sâu đậm đến mức nào?
Tình yêu của em sâu đậm đến mức nào?
Anh thật sự muốn biết
Vì anh đang sống trong một thế giới khờ dại
Làm tan nát cả đôi ta, liệu có đáng không.
Anh tin em
Em biết được cánh cửa rộng mở tâm hồn anh
Em là ánh sáng trong những đêm thâu
Là vị cứu tinh khi anh vấp ngã
Và có thể em không biết rằng anh quan tâm đến em. Em biết không, điều đó là sự thật
Tình yêu của em sâu đậm đến mức nào?
Tình yêu của em sâu đậm đến mức nào?
Anh thật sự muốn biết
Vì anh đang sống trong một thế giới khờ dại
Làm tan nát cả đôi ta, liệu có đáng không
Me singing Behind these Hazel Eyes
Đăng bởi: nguyen
Behind These Hazel Eyes
Seems like just yesterday
You were a part of me
I used to stand so tall
I used to be so strong
Your arms around me tight
Everything, it felt so right
Unbreakable, like nothin' could go wrong
Now I can't breathe
No, I can't sleep
I'm barely hanging on
Here I am, once again
I'm torn into pieces -*
Can't deny it, can't pretend
Just thought you were the one
Broken up, deep inside
But you won't get to see the tears I cry
Behind these hazel eyes
I told you everything
Opened up and let you in
You made me feel alright
For once in my life
Now all that's left of me
Is what I pretend to be
So together, but so broken up inside
'Cause I can't breathe
No, I can't sleep
I'm barely hangin' on
Here I am, once again
I'm torn into pieces
Can't deny it, can't pretend
Just thought you were the one
Broken up, deep inside
But you won't get to see the tears I cry
Behind these hazel eyes
Swallow me then spit me out
For hating you, I blame myself
Seeing you it kills me now
No, I don't cry on the outside
Anymore...
Here I am, once again
I'm torn into pieces
Can't deny it, can't pretend
Just thought you were the one
Broken up, deep inside
But you won't get to see the tears I cry
Behind these hazel eyes
Here I am, once again
I'm torn into pieces
Can't deny it, can't pretend
Just thought you were the one
Broken up, deep inside
But you won't get to see the tears I cry
Behind these hazel eyes
................................
................................
.................................
Như là mới hôm qua thôi
Anh vẫn là một phần của tôi,
Tôi thường cố tỏ ra cứng cỏi,
Tôi thường cố tỏ ra mạnh mẽ,
Anh ôm chặt tôi trong vòng tay,
Mọi thứ thật bình yên,
Không thể phá vở được,
không thể có gì gian dối.
Giờ đây, tôi không thể thốt nên lời,
Không thể, tôi không thể chợp mắt,
Tôi hoàn toàn sụp đổ.
Chorus
Tôi lại đứng đây,
Bị xé tan nát thành hàng trăm mảnh
Không thể phủ nhận, không thể ngụy tạo
Tôi vẫn nghĩ anh là duy nhất,
Sâu thẳm bên trong, tôi đã tan nát
Nhưng anh sẽ không thấy bất kỳ giọt nước mắt nào
Đằng sau đôi mắt nâu này.
Tôi đã kể anh nghe tất cả,
Mở rộng tấm lòng và chào đón anh
Anh khiến tôi cảm thấy thật bình yên
Một lần trong đời
Giờ đây đó là tất cả những gì còn lại là
Giả vờ như thật gắn bó với nhau,
nhưng thật sự là đang lìa xa nhau.
Vì tôi không thể nói nên lời nữa,
Tôi không thể nào chợp mắt
Hoàn toàn sụp đổ.
Chorus
Tôi lại đứng đây một lần nữa
Bị xé tan nát thành hàng trăm mảnh
Không thể phủ nhận, không thể ngụy tạo
Tôi vẫn nghĩ anh là duy nhất,
Sâu thẳm bên trong, tôi đã tan nát
Nhưng anh sẽ không thấy bất kỳ giọt nước mắt nào
Đằng sau đôi mắt nâu này.
Đến bên tôi rồi lại phản bội tôi,
Căm thù anh, tôi trách chính mình,
Nhìn thấy anh khiến tôi đau đớn,
Không, tôi sẽ không bao giờ khóc nữa
Không bao giờ...
Because of You - Kelly Clarkson - The Sims 2
Because of You - Kelly Clarkson - The Sims 2
Đăng bởi: nguyen
I will not make the same mistakes that you did
I will not let myself cause my heart so much misery
I will not break the way you did
You fell so hard
I've learned the hard way, to never let it get that far
Chorus : Because of you
I never stray too far from the sidewalk
Because of you
I learned to play on the safe side
So I don't get hurt
Because of you
I find it hard to trust
Not only me, but everyone around me
Because of you
I am afraid
I lose my way
And it's not too long before you point it out
I cannot cry
Because I know that's weakness in your eyes
I'm forced to fake, a smile, a laugh
Every day of my life
My heart can't possibly break
When it wasn't even whole to start with
Chorus : Because of you
I never stray too far from the sidewalk
Because of you
I learned to play on the safe side
So I don't get hurt
Because of you
I find it hard to trust
Not only me, but everyone around me
Because of you
I am afraid
I watched you die
I heard you cry
Every night in your sleep
I was so young
You should have known better than to lean on me
You never thought of anyone else
You just saw your pain
And now I cry
In the middle of the night
For the same damn thing
Chorus : Because of you
I never stray too far from the sidewalk
Because of you
I learned to play on the safe side
So I don't get hurt
Because of you
I tried my hardest just to forget everything
Because of you
I don't know how to let anyone else in
Because of you
I'm ashamed of my life because it's empty
Because of you
I am afraid
Because of you
Because of you
...............................
................................
.................................
Con sẽ không mắc những lỗi lầm như cha đã từng
Con sẽ không để bản thân gây ra thật nhiều đau đớn cho trái tim
Con sẽ không ra đi như cha đã làm
Cha sụp đổ thật nặng nề
Con đã học được dù khó khăn , không bao giờ để nó vuột mất
Vì có cha
Con không bao giờ lạc lối
Vì cha
Con đã học được cách xử sự đúng đắn
Vì thế con không phải đau đớn
Bởi vì cha
Con thật khó khăn khi tìm kiếm sự thật
Không chỉ con, mà còn với những người xung quanh con
Vì cha
Con cảm thấy lo sợ
Con đã lạc mất con đường con đi
với con nó thật dài nhưng đó là trước khi cha chỉ cho con
Con không thể khóc
Bởi vì con biết rằng con sẽ trở nên thật yếu đuối trong mắt cha
Con gượng ép để buộc bản thân cười
Mỗi ngày trong đời con
Trái tim con không thể nào tan vỡ nữa
Khi nó không còn như lúc xưa nữa
Vì có cha
Con không bao giờ lạc lối
Vì cha
Con đã học được cách xử sự đúng đắn
Vì thế con không phải đau đớn
Bởi vì cha
Con thật khó khăn khi tìm kiếm sự thật
Không chỉ con, mà còn với những người xung quanh con
Vì cha
Con cảm thấy lo sợ
Con đã nhìn cha ra đi
Con đã nghe thấy cha khóc
Mỗi tối trong giấc ngủ của cha
Con đã quá trẻ
Cha có biết rằng cha sẽ thấy tốt hơn nếu dựa vào con
Cha không bao giờ nghĩ đến nỗi đau của người khác
Vì trong mắt cha chỉ thấy được nỗi đau của chính mình
Và bây giờ con đang khóc
Giữa màn đêm lạnh giá
cho sự căm giận
Vì có cha
Con không bao giờ lạc lối
Vì cha
Con đã học được cách xử sự đúng đắn
Vì thế con không phải đau đớn
Bởi vì cha
Con đã cố gắng hết sức chỉ để quên hết mọi thứ
Bởi vì cha
Con không biết cách hòa nhập với mọi người xung quanh
Vì cha
Con thấy xấu hổ với cuộc sống vô vị này
Bởi vì cha
Con cảm thất thật lo lắng
Vì cha
Bởi vì cha
singing BOA 宝儿 atlantis princess 中文 韩语 (Korean/Chinese ver.)
Lyric
Đăng bởi: eagle
Juh muhn bah da kkeu taehn mouh ga ee seul kka
Da reun moo uhn ga sae sahng gwah neun muhn gae ki
Goo reum whi ro ola ga myun bo il kka
Cham sa wah na peum boo neun ah ee deel
So sohk uh de aehn ga ke reul dae bo myun
O jik nae gae mahn jahk gae deel ryuh o neun mok soh ri
Kkum eul kkoo neun deus ee nal ah ga bol kka
Juh ki peum eun goht ah moo do ups neun sae kyae
Geu luh kae do mahn dun jihl moon gwah
Oo ri ji moht hahn na ei soo mah neun ke ki ga
Dohl ah bo go suh myun uhn jae boo tuh ga
Na do mohl rae eej go ees dun na mahn ei bi mil
(Ee jae jung mal) Whe ee rae na ee jae tuh buh rin gul kka
(Ee jae jung mal) Mo ga ee uh buh rin ki uhk
(Ji geum nae mahm) Ee jen na ei geu jahk eun soh mahng gwah
Kkum eul ji ahn ki reul juh ha neul sohk ae sohk sak il rae o yae
Kka mahn bahm ha neul ae gae beet na dun
Byul deel ga oon dae na tae uh nan goht ee seul kka
Na neun ji goo in gwah da reun goht ae suh
Nae ryuh guh la mid go ship ki do haet uh
Geu luh kae do mahn dun jihl moon gwah
Oo ri ji moht hahn na ei soo mah neun ke ki ga
Dohl ah bo go suh myun uhn jae boo tuh ga
Na do mohl rae eej go ees dun na mahn ei bi mil
(Ee jae jung mal) Whe ee rae na ee jae tuh buh rin gul kka
(Ee jae jung mal) Mo ga ee uh buh rin ki uhk
(Ji geum nae mahm) Ee jen na ei geu jahk eun soh mahng gwah
Kkum eul ji ahn ki reul juh ha neul sohk ae sohk sak il rae o yae
(Ee jae jung mal) Whe ee rae na ee jae tuh buh rin gul kka
(Ee jae jung mal) Mo ga ee uh buh rin ki uhk
(Ji geum nae mahm) Ee jen na ei geu jahk eun soh mahng gwah
Kkum eul ji ahn ki reul juh ha neul sohk ae sohk sak il rae o yae
Nuh moo na do joh eun hyang ki wah
Bah rahm ee na ae gae ro da ga wah
Uh neu sae ga na do moh reu gae
Ga mahn hee deel ryuh o neun jahk eun sohk sak lim
Ke reul ki ool ee go bul ruh bo sae yo
Da shi chaj gae dwel guh yae yo eej hyuh jin ki uhk
(Saeng gak hae bwah) Na ee jae duh ee sahng nuh chi jin ah nah
(Soh joong haet dun) Na ei ee uh buh rin ki uhk
(Ji geum nae mahm) Ee jen na ei geu jahk eun soh mahng gwah
Kkum eul ji ahn ki reul juh ha neul sohk ae sohk sak il rae
(Ee jae jung mal) Whe ee rae na ee jae tuh buh rin gul kka
(Ee jae jung mal) Mo ga ee uh buh rin ki uhk
(Ji geum nae mahm) Ee jen na ei geu jahk eun soh mahng gwah
Kkum eul ji ahn ki reul juh ha neul sohk ae sohk sak il rae o yae
..................................................................
.................................................................
Atlantis Princess
Em vẫn luôn tự hỏi có điều gì dưới đáy biển thẳm sâu
Có thể là một thứ khác rất xa với thế gian trên mặt đất
Liệu em có thể thấy, nếu em lên tới đám mây cao nhất?
Nơi lũ trẻ thổi kèn, nô đùa cùng với những thiên thần
Nếu lắng nghe đâu đó trong sâu thẳm rừng xanh
Có giọng nói thì thầm chỉ mình em nghe được
Liệu em sẽ có thể bay như giấc mơ ngày trước?
Đến với trời cao, một thế gian chỉ có mình em
* Hiện thực ấy với em dường như đã quá xa
Những câu hỏi vô tận trong em vẫn chẳng lời giải đáp
Nếu có thể ngoảnh nhìn, vào thời gian thuở trước
Có những bí mật nào em chẳng biết rằng mình đã lãng quên
** Để giờ đây, khi em đã lớn lên
Có những ký ức em ngỡ mình đã quên đi thật
Nhưng hy vọng, những ước mơ nhỏ bé của mình em sẽ không quên mất
Em thầm nguyện cầu với đấng tối cao
Nơi bầu trời đêm thẳm tối đầy sao
Nơi rực rỡ của vì sao sáng nhất
Đó có phải nơi em đã sinh ra?
Em cũng muốn tin rằng
Em đã sinh ra, từ một nơi khác ngoài trái đất
*
**
Làn gió nhẹ mơn man
Mang tới cho em hương thơm nồng ấm
Một thời gian trước, khi mà em cũng chẳng hề hay biết
Đã có lời thì thầm vọng sâu thẳm trong em
Rằng hãy lắng tai nghe thấy mà xem
Con sẽ tìm lại được những ký ức ngỡ như đã mất
Em sẽ không bao giờ đánh mất
Nhưng ký ức mà em ngỡ đã lãng quên
Hy vọng em sẽ không quên những ước mơ nhỏ bé trong em
Em thầm nguyện cầu với trời xanh như vậy
Translated by Kojaboy
Always [Luôn yêu anh]
Đăng bởi: nguyen
ALWAYS_ATLANTIC STARR
girl you are to me
all that a woman should be
and i đeicate my life to you always
a love like yours is rare
it must have been sent from up above
and i know you'll stay this way for always
*and we both know
that our love will grow
and forever it will be you and me...hey
**ooh you're like the sun
chasing all the rain away
when you come around
you bring brighter days
you're the perfect one for me
and you forever will be
and i will love you so for,always
come with me my sweet
let's go make a family
and they will bring us joy for always
oh boy i love you so
can't find enough ways to let you know
but you can be sure i'm yours for always
(repeat * and**)
ooh.......ooh......
i will love you so for always.....(fade)
..............................
...............................
Always [Luôn yêu anh]
Tạm biệt anh, em sẽ cố gắng để quên anh
Em nhất định phải quên anh
Anh lúc nào cũng im lặng, ko bao giờ lên tiếng
Anh …
Anh thậm chí ko thèm nói chuyện với em dù lời nói đó sẽ làm em đau khổ
Em sẽ ko bảo anh tha thứ cho em hay em xin lỗi anh
Dù em có cố gắng làm điều gì đi nữa, dù em có nói như thế nào đi nữa thì anh cũng ko quay lại bên em
Chúng ta ko còn 1 chút tia hi vọng nào, dù là nhỏ nhoi
Em đã thổ lộ với anh và anh cũng đã biết
Em yêu anh, mặc dù bây giờ điều đó cũng vô nghĩa mà thôi
Em yêu anh
Ngay lúc này đây, anh mở cánh cửa kia và ra đi
Em ko còn có thể gặp được anh nữa
Em sẽ đi trước anh
Em ko muốn bị bỏ lại 1 mình
Em sẽ ko chịu đựng nổi đâu
Chúng ta ko còn 1 chút tia hi vọng nào, dù là nhỏ nhoi
Em đã thổ lộ với anh và anh cũng đã biết
Em yêu anh, mặc dù bây giờ điều đó cũng vô nghĩa mà thôi
1 lần, chỉ 1 lần thôi
Dù chỉ là 1 ngày cũng được
Những lời nói mà em ko thể nói hết, tình yêu ko thành của chúng ta
Em nghĩ em sẽ mang tất cả đến cho anh
Em yêu anh
Dù chỉ là tình cờ thôi
Nếu anh chợt nhớ đến em
Em sẽ vẫn ở đây nên anh có thể đến bên em bất cứ lúc nào
Cảm ơn anh đã ở đây
Em thật quá vui sướng
Em yêu anh, em yêu anh
Mặc dù điều đó chỉ làm cho em đau khổ hơn …
Tạm biệt anh
Translated by LovingBoA
Go to the top of the page
+
Over and over - Nana Mouskouri
Over and Over
Lyrics by Nana Mouskouri
I never dare to reach for the moon
I never thought
I'd know heaven so soon
I couldn't hope to say
how I feel
The joy in my heart
no words can reveal
**
Over and over I whisper your name
Over and over I kiss you again
I see the light of love in your eyes
Love is forever,
no more good-byes
Now just a memory the tears
that I cried
Now just a memory the sighs
that I sighed
Dreams that I cherished
all have come true
All my tomorrows
I give to you
** Repeat
Life's summer leaves
may turn into gold
The love that we share
will never grow old
Here in your arms
no words far away
Here in your arms
forever I'll stay
** Repeat 2 times
Lai...la...la...lai Lai...la...la...lai
La...la...la...ri...la...ri...la...la....
Lai...la...la...lai Lai...la...la...lai
La...la...la...ri...la...ri...la...la....
.................................
................................
Em chưa bao giờ dám vươn tới mặt trăng.
Em cũng chưa bao giờ nghĩ rằng thiên đàng lại gần đến vậy.
Em không thể hy vọng mình nói được thế nào với lòng mình
Niềm vui trong tim em không có từ nào có thể diễn tả.
DK:
Mãi mãi và mãi mãi em thì thầm gọi tên anh.
Mãi mãi và mãi mãi em hôn anh lần nữa
Em nhìn thấy ánh sáng của tình yêu trong đôi mắt anh.
Tình yêu là mãi mãi, chẳng có câu chia ly.
Những giọt nước mắt em rơi giờ chỉ còn là những kỷ niệm.
và những tiếng thở dài giở chỉ còn là ký ức.
Những giấc mơ mà em thương yêu, tất cả đã trở thành sự thực.
Tất cả tương lai của em, em xin dành trọn cho anh.
Những cánh hoa mùa hè của cuộc sống rồi sẽ đến ngày tàn úa.
Nhưng tình yêu đôi ta mãi mãi chẳng phai màu.
Trong vòng tay anh đây, chẳng điều gì xa nổi.
Trong vòng tay anh đây, mãi mãi em sẽ ở lại.
Em không mơ hoang kiếp sống trên cung Hằng
Em không tham lam diễm phúc trên thiên đàng
Làm sao em nói cho hết những tâm tình
Ước mơ khiêm nhường - có anh bên mình
Đ. K.:
Anh yêu anh yêu ơi có những đêm đơn lạnh
Hôn anh hôn trong mơ thấy xót xa riêng mình
Tình trong đôi mắt xưa ấy nay đâu rồi
Mất anh đêm này, mất anh muôn đời
Anh hay chăng anh nước mắt em vơi đầy
Anh nghe chăng anh những tiếng đêm thở dài
Gọi tên anh mãi trên gối chăn kỷ niệm
Chỉ nghe trong lòng tiếc thương âm thầm
{ Lập lại Đ. K. }
Như bao cây xanh trước gió đông cây vàng
Xa anh hôm nay thấy giấc mơ hoang tàn
Vòng tay âu yếm em ngỡ như thiên đàng
Đến nay chỉ là - đắng cay bẽ bàng
{ Lập lại Đ. K. }
Chủ Nhật, 21 tháng 9, 2008
Brazin, Nga, Ấn Độ và Trung Quốc sẽ là những quốc gia thống soái nền kinh tế thế giới? Nam Khánh dịch từ MyBiz
Brazin, Nga, Ấn Độ và Trung Quốc sẽ là những quốc gia thống soái nền kinh tế thế giới?
Nam Khánh dịch từ MyBiz
Sau 20-30 năm, các quốc gia Brazin, Nga, Ấn Độ và Trung Quốc (viết tắt là BRIC - Brazin, Russia, India, China) sẽ giàu có hơn Hoa Kỳ và châu Âu – có thể là ở mức thu nhập đầu người. Giáo sư Robin Matthews của Trường kinh doanh Kingston University đã đưa ra dự đoán như vậy về tương lai của các quốc gia mới nổi này. Theo giáo dự Robin Matthews, bất cứ dự báo nào cũng bao hàm nhiều yếu tố khó định đoán khi sự mong đợi không trở thành hiện thực. Hai yếu tố chủ chốt đóng vai trò quyết định đối với sự phát triển của nên kinh tế - đó chính là nguồn nhân lực và nguồn vốn tài chính. Dưới đây là bài trả lời phỏng vấn của Robin Matthews với tạp chí My Biz.
Các xu hướng nào trong nền kinh tế đóng vai trò chủ chốt trong dự báo của ông, thưa giáo sư?
Trong những năm gần đây, nền kinh tế toàn cầu phát triển ổn định với mức tăng trưởng trung bình 4%/năm. Lực lượng lao động trên thế giới từ 2000-2008 đã tăng lên gấp đôi. Liệu điều này có ảnh hưởng như thế nào? Ở châu Á, hiện tượng di dân từ nông thôn ra thành thị đã trở nên phổ biến. Và hậu quả là, mức thu nhập tại các nước đang phát triển tăng lên. Cũng vì thế mà xảy ra hiện tượng giảm thu nhập tại các quốc gia đã phát triển. Thông thường, khi rơi vào cảnh nợ nần, người dân Mỹ làm giảm giá trị đồng tiền của quốc gia mình. Hiện nay, mức nợ của Mỹ đã cao hơn khoản nợ của tất cả các quốc gia khác. Giờ đây, không phải là các quốc gia giàu có hỗ trợ các quốc gia nghèo hơn mà ngược lại, các quốc gia nghèo hơn hỗ trợ các quốc gia giàu.
Hiện tại, gần 60% dân số thế giới – ở đây Robin Matthews có ý nói về Hoa Kỳ - sử dụng 25% nguồn lực thế giới. Tôi cho rằng, tình trạng này sẽ không thể kéo dài bền vững được. Tuy nhiên, hệ thống chính trị Hoa Kỳ từ 1995 đến nay đều chỉ hướng đến nhiệm vụ bảo vệ và giữ gì vị thế của mình. Cuộc chiến ở Irắc đã minh chứng cho điều đó. Có thể, Mỹ còn kịp triển khai một cuộc chiến tranh nữa trước khi Tổng thống Bush kết thúc nhiệm kỳ. Trong một triển vọng lâu dài, kiểu gì cũng cần có sự phân bổ lại thu nhập của các quốc gia giàu cho các quốc gia nghèo hơn.
Vậy dựa vào đâu mà giáo sư lại có thể cho rằng, Beazin, Nga, Ấn Độ và Trung Quốc sẽ là những quốc gia giàu nhất thế giới?
Dự đoán của tôi dựa trên các dữ liệu thu thập được từ một loạt nghiên cứu và các dữ liệu này cho thấy rằng, các quốc gia BRIC này sẽ trở thành các cường quốc của nền kinh tế thế giới. Tuy nhiên, vấn đề lớn cho các quốc gia này là việc tạo ra môi trường pháp lý hiệu quả, cần thiết cho nền kinh tế thị trường. Và dĩ nhiên, mỗi một quốc gia sẽ phát triển theo cách của mình chứ không giống nhau. Và con đường phát triển của các nước này cũng chẳng có điểm gì chung với Mỹ hay châu Âu. Và chúng ta sẽ nhận thấy các quốc gia này chính là những quốc gia có nền kinh tế thị trường vững mạnh – nói tóm lại là một hệ htống tư bản mới. Các quốc gia BRIC không cần sao chép kinh nghiệm của các quốc gia Tây Âu mà phát triển dựa trên lịch sử của chính dân tộc mình.
30 năm – một khoảng thời gian khá lớn để chiêm nghiệm dự đoán của giáo sư. Làm thế nào để dự đoán được sự tăng trưởng kinh tế trong một viễn cảnh xa xôi như vậy?
Các yếu tố cần và đủ cho sự phát rtiển kinh tế chính là lực lượng lao động và nguồn vốn. Các nhà kinh tế học vẫn xây dựng mô hình tương lai dựa trên hai yếu tố này. Các quốc gia BRIC cần giải quyết nhiều vấn đề quan trọng nhưng phức tạp: giáp dục, hệ thống luật pháp, ngân hàng, môi trường chính trị, cần tạo ra một hệ thống thuế cởi mở để khuyến khích người dân có ý thức đóng thuế đồng thời tạo ra hệ thống an sinh tốt nhằm đảm bảo quyền lợi của người lao động nhưng không làm mất đi động cơ làm việc của người dân.
Theo đơn đặt hàng của BT Global Services, bộ phận phân tích của tờ The Economist đã thực hiện một cuộc nghiên cứu về các nguy cơ rủi ro trong kinh doanh trong vòng mười năm tới. 600 top manager của các công ty trong nhiều lĩnh vực khác nhau trên thế giới đã tham gia vào cuộc nghiên cứu này.
Dưới đây là 12 nguy cơ rủi ro đối với việc kinh doanh trên toàn cầu:
1. Sự hạn chế toàn cầu hóa
2. Giá dầu tăng đột biến
3. Giá tài sản giảm xuống
4. Xuất hiện mô hình kinh doanh phá hoại
5. Khủng bố quốc tế
6. Sự thay đổi đột ngột về hệ thống pháp lý
7. Suy thoái kinh tế trên toàn thế giới
8. Tình hình bất ổn ở khu vực Cận Đông
9. Gia tăng mức độ cạnh tranh từ các công ty của những thị trường đang nổi
10. Thiếu nhân sự lành nghề
11. Sự thay đổi khí hậu
12. Mức độ ô nhiễm công nghiệp
Giáo sư có thể nêu ra một ví dụ về chế độ như vậy không?
Thật đáng tiếc là tại các quốc gia đã phát triển, người ta cũng chưa thật quan tâm đúng mức đến sự bình đẳng trong xã hội, vì thế dẫn đến sự cách biệt giữa người giàu và người nghèo. Tôi cũng không thật rõ lắm tình trạng của tầng lớp trung lưu tại Mỹ, nhưng tôi biết tình trạng này đang diễn ra tại châu Âu ra sao. Đại diện cho tầng lớp trung lưu – những người có cuộc sống không đến nỗi tệ kể từ sau Chiến tranh thế giới thứ hai cho đến thập niên 80 – giờ đây đang phải đối mặt với không ít khó khăn. Giờ đây, họ không được đảm bảo công ăn việc làm do hiện tượng di dân đang diễn ra ồ ạt. Họ phải trả nhiều khoản thuế. Chi phí y tế tăng lên cũng là một vấn đề đau đầu đối với lớp người này. Nói tóm lại, họ đang phải đối mặt với nhiều vấn đề trong một xã hội không ngừng phát triển.
Giáo dục kinh doanh phải gắn liền với thực tế
Theo giáo sư, đào tạo MBA cần phải như thế nào để hiệu quả?
Tôi có nhiều học viên theo học khóa MBA khi đã có công ăn việc làm và 3-4 năm kinh nghiệm làm việc. Giờ đây, do nhu cầu tăng nên các trường đào tạo MBA mọc lên như nấm. Tuy nhiên, chất lượng giảng dạy thì không phải lúc nào cũng tương xứng với nhu cầu của học viên. Giờ đây, người đi học đòi hỏi chương trình giảng dạy phải gắn liền với thực tế. Nói đúng ra, các sinh viên theo học MBA phải giống như các bác sĩ thực tập tại các bệnh viện. Họ phải được áp dụng các kiến thức lý thuyết vào thực hành. Tôi cho rằng, việc đào tạo MBA phải đi theo cách thức này.
Cũng cần thừa nhận rằng, các nhà tuyển dụng giờ đây không còn mặn mà với các ứng viên có bằng cấp MBA trong khi không có kinh nghiệm làm việc. Đương nhiên, trong cuộc cạnh tranh khốc liệt hiện nay, nhà tuyển dụng phải cân nhắc khi trả một mức lương cao cho ứng viên trong khi kinh nghiệm làm việc của ứng viên lại không tương xứng.
Cách tiếp cận đối với đào tạo MBA thay đổi 30-40 năm/một lần. Khi các trường đào tạo MBA xuất hiện lần đầu tiên, đối tượng chính là các nhà quản lý đã từng có kinh gnhiệm làm việc. Muộn hơn một chút, thập niên 70-80, các khóa học thiên về lý thuyết hàn lâm hơn, dù học viên có cơ hội tiếp xúc với các tình huống kinh doanh thực tế. Giờ đây, một cuộc cách mạng trong lĩnh vực giảng dạy và đào tạo MBA đang thực sự diễn ra. Các trường đào tạo MBA như McGill và INSEAD đang ngày càng tỏ ra hấp dẫn học viên hơn do biết cách kết hợp giữa kiến thức/kỹ năng thực tế và khả năng phân tích, ví dụ, khả năng đàm phán, thuyết phục và tạo động cơ làm việc cho nhân viên – điều mà trước đây vẫn thường được gọi là các “kỹ năng mềm” trong kinh doanh. Và đó là một sai lầm tai hại.
Hiện nay, tôi và các đồng nghiệp của mình đang soạn thảo ra các chương trình giảng dạy có kết hợp lý htuyết và kiến thức thực tế. Chúng tôi đã thử nhiệm bằng cách đưa ra các bài tập tình huống trong nhiều lĩnh vực: tài chính, kế tóan, kinh tế, chiến lược, nhân sự…Mỗi một môn sẽ là một giáo viên riêng biệt phụ trách. Mỗi một vấn đề sẽ không còn mang tính chuyên biệt nữa mà là sự tổng hợp nhiều vấn đề. Cách thức đào tạo này buộc học viên phải năng động hơn, có kiến thức bao quát hơn. Đối tượng đào tạo chính của tôi không phải là các sinh viên mới tốt nghiệp đại học mà là các nhà quản lý với 10-15 năm kinh nghiệm làm việc.
Robin Matthews hiện là giáo sư giảng dạy môn Quản trị chiến lược, kinh tế thế giới và môi trường trong kinh doanh, là chuyên gia tư vấn của các hãng BP, CBI, CAA, Brown & Root, Costain Plc, British Telecom, OPEC…
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